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Corporate Social Responsibility Disclosure in Islamic Banking Sector: A Case Study of Bank Islam Brunei Darussalam (BIBD)
Dissertation   Open access

Corporate Social Responsibility Disclosure in Islamic Banking Sector: A Case Study of Bank Islam Brunei Darussalam (BIBD)

Tassadaq Rashid Qazi
Doctor of Philosophy (PHD), University of Bolton
2024

Abstract

Over the past sixty years, the concept of Corporate Social Responsibility (CSR) and its disclosure has evolved from its origins in the West to encompass Islamic countries in the last three decades. In the realm of Islamic Banking and Finance, CSR is both conceptually and practically integral, rooted in the principles of the Islamic moral economy. This mandates Islamic banks to actively participate in and advocate for social initiatives, showcasing their dedication to CSR principles. Additionally, transparent CSR disclosure in this context is vital for fostering accountability and trust. Openly communicating their social and environmental endeavours not only fulfils ethical responsibilities but also aligns with the values of stakeholders, contributing to the development of a sustainable and ethical financial ecosystem. Despite CSR being active in Islamic Banking worldwide, there has been a lack of research on the aspect of social responsibility reporting, particularly in Brunei Darussalam, where most businesses are either government or family-owned, with no capital market authority regulating such companies, and where BIBD is a public company. Hence, further research and analysis into CSR disclosure within this context is justified. This thesis aims to measure the Corporate Social Responsibility (CSR) disclosure level of Bank Islam Brunei Darussalam (BIBD). The study further seeks to examine the motives behind the CSR practices and its disclosure by the bank. Additionally, it identifies influential internal and external factors impacting the practice of CSR and its disclosure of the selected bank. To achieve these aims, a mixed research method approach was employed, encompassing content analysis, a survey questionnaire, and semi-structured interviews. Content analysis provided a comprehensive overview of the CSR disclosure level in the bank’s annual reports, covering ten years from 2012 to 2021. Primary data were gathered through a survey questionnaire to capture the perspectives of the bank’s employees regarding their knowledge of CSR and its disclosure, which was then analysed using statistical description. Furthermore, semi-structured interviews were conducted with executive staff members and thematic analysis through coding was employed to identify similar patterns of answers. This study also employed the chi-square test to examine the impact of three potential factors on CSR disclosure of the selected bank. The findings of this study indicate that the selected bank is actively engaged in CSR activities and has a significant track record of disclosure of such activities in its annual reports. Moreover, it was also found that the bank's employees exhibited substantial knowledge of CSR, although their awareness of its disclosure within the bank was comparatively lower. Despite this, the bank has demonstrated social responsibility and has contributed to poverty reduction through its CSR practices since 2008. This research revealed that the bank’s motive behind practicing and disclosing CSR was to fulfil its ethical duties towards the community. Therefore, the initiation of CSR practice and its disclosure was driven by the bank, rather than being influenced by external pressure, such as regulatory bodies, as opposed to being influenced by internal and external pressure. The study makes several contributions: first, as a case study, it bridges a gap in the literature and offers insight into the field of CSR and its disclosure in Islamic Bank in Brunei by employing institutional theory. Secondly, the study highlights the motives behind the Islamic bank’s CSR disclosure in its annual reports. Thirdly, it examines the impact of internal and external factors on the bank’s CSR disclosure level. The study emphasises the need for further research on CSR and its disclosure in the Islamic Banking sectors in Southeast Asia to enhance and compare the level of CSR disclosure among counterparts and understand the factors influencing and impacting on CSR disclosure.
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